Mandatory Property Protection Coverage in Michigan

Michigan requires every vehicle registered and operated in Michigan to have automobile insurance.  Three coverages are mandatory.  Bodily Injury Liability coverage; Personal Injury Protection; and Property Protection, are all mandatory.

Property Protection insurance coverage pays up to $1,000,000.00 in damages your vehicle does to other people’s property such as buildings, fences, etc.  Fault is not an element for someone to succeed in pursuing a claim against you. For instance, if you are sitting at a stop sign and another vehicle hits you from behind and propels your car into a building, your insurance pays for any damage to that building up to a million dollars.

Please feel free to email me or call me at (269)-353-8200 if you have any questions regarding the contents of this blog. This blog is being provided for informational purposes only and is not to be considered legal advice. You should always consult with a professional insurance agent or attorney before purchasing insurance.